Sanjeev Sinha

Stories by Sanjeev Sinha

Registration Isn't Ownership

Registration Isn't Ownership

Rediff.com   26 Nov 2025

Lawful possession means having both actual control over a property and a valid legal right to keep it, usually based on a registered sale deed, lease agreement, or lawful allotment.

Do RERA Check Before You Buy A Home

Do RERA Check Before You Buy A Home

Rediff.com   19 Nov 2025

Before booking a flat, buyers should confirm that the project is registered with the state's Rera portal.

Affordable homes lag but premium, luxury segment booms

Affordable homes lag but premium, luxury segment booms

Rediff.com   18 Nov 2025

'The momentum is driven by rising affluence, strong demand from HNIs (high net worth individuals) and NRIs (non-resident Indians), an increased appetite for larger, well-located homes by branded developers, and support from the economy.'

Time To Raise Health Insurance Cover

Time To Raise Health Insurance Cover

Rediff.com   17 Nov 2025

'Buy early and review the sum insured regularly.'
'Combining individual or family policies with corporate cover, along with top-ups and wellness programmes, can help maintain strong health protection throughout life.'

How To Use BNPL Wisely

How To Use BNPL Wisely

Rediff.com   13 Nov 2025

Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.

Digital Arrest Scams: What You Must Know

Digital Arrest Scams: What You Must Know

Rediff.com   11 Nov 2025

Senior citizens are particularly vulnerable due to their high savings, trust in authorities, and limited familiarity with online frauds.

Sold Your Car? You're Still Liable...

Sold Your Car? You're Still Liable...

Rediff.com   10 Nov 2025

A vehicle seller remains legally liable for any accident until the RTO officially updates the registration certificate, even if the vehicle was sold earlier.

Sold Your Car? You're Still Liable...

Sold Your Car? You're Still Liable...

Rediff.com   10 Nov 2025

A vehicle seller remains legally liable for any accident until the RTO officially updates the registration certificate, even if the vehicle was sold earlier.

An OC Is A Must When You Buy A Home

An OC Is A Must When You Buy A Home

Rediff.com   4 Nov 2025

For homebuyers, the OC is not just an administrative formality but the very basis of lawful possession. Without it, the property is deemed unauthorised, exposing buyers to risks such as eviction, denial of utilities, or even demolition.

Cashless Facility On Hold? How To Manage

Cashless Facility On Hold? How To Manage

Rediff.com   15 Oct 2025

To handle the sudden loss of cashless facility, patients should maintain an emergency fund or a short-term credit line to manage all or part of hospitalisation costs.

How To Deal with Medical Negligence

How To Deal with Medical Negligence

Rediff.com   10 Oct 2025

Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.

Why Is I-T Department Cracking Down On...

Why Is I-T Department Cracking Down On...

Rediff.com   1 Oct 2025

Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).

Joint Property? Keep Funding Proof Ready

Joint Property? Keep Funding Proof Ready

Rediff.com   30 Sep 2025

'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'

Should You Go For FoF?

Should You Go For FoF?

Rediff.com   10 Sep 2025

'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'

What Insurance Should You Buy?

What Insurance Should You Buy?

Rediff.com   1 Sep 2025

Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.

What You Need To Know About New I-T Bill

What You Need To Know About New I-T Bill

Rediff.com   26 Aug 2025

'The new Bill introduces no policy or rate changes, leaving financial planning strategies largely unaffected.'
'The considerations for choosing between the old and new tax regimes remain essentially unchanged.'

When A Bank Account Has No Nominee

When A Bank Account Has No Nominee

Rediff.com   21 Aug 2025

Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.

Why Homebuyers Lose to Builders

Why Homebuyers Lose to Builders

Rediff.com   18 Aug 2025

Many buyers skip or misread critical provisions in builder-buyer agreements.

What If Property Papers Go Missing?

What If Property Papers Go Missing?

Rediff.com   11 Aug 2025

File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.

Heard About Long-Short Funds?

Heard About Long-Short Funds?

Rediff.com   31 Jul 2025

'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'